Wells Fargo $50 Checking Bonus

Here’s a rare deal you won’t see too often.  Wells Fargo is offering a $50 bonus when you open a new personal checking account.  Just print This Coupon and bring it in to the nearest Participating Branch.

Below are a few fine print details:

• To qualify for your $50 bonus, you must open and fund a new personal Wells Fargo checking account with a minimum opening deposit of $100 by 5/31/2010.
• You will receive the $50 bonus within 30–45 days of account opening.
• Must bring coupon into a participating store to redeem.

Interested?  Click Here to learn more about this promo.

Harris Bank $150 Interest Checking Bonus

Harris Bank has a promotion that gives you an extra $150 cash bonus.  The deal expires 3/15/2010. 

Here’s how it works:

1. Open an interest checking account with a minimum opening deposit of $100.
2. Setup a monthly direct deposit within 90 days of account opening or make at least five online bill payment transactions within 60 days of account opening.
3. Open a Harris Savings Account and activate the AutoSave feature.

Here are a few fine print details:

• $100 cash will be deposited into your new Harris personal Interest-Checking Account approximately 120 days after account opening
• $50 will be deposited into your savings account after Auto Save feature is activated
• No maintenance or transaction fees for account holders with a combined total of $20,000 or more in any qualifying Harris deposit accounts

To learn more about this deal, Click Here to access the promo page.

Citibank $100 Checking Bonus

Citibank’s latest $100 checking account is back.  When you open a new Citibank checking account, you’re up for some extra cash.  The account must be opened by 03/31/2010.

Below are a few details regarding the bonus:

• Customer must open a regular checking account in a Citibank Account, Citibank Everything Counts or Citigold® account relationship package by 03/31/2010 and deposit a minimum of $1000.
• Offer is not valid for existing Citibank checking customers.
• $100 will be deposited to your Citibank checking account within 120 days from the end of the statement period in which you met the qualifying requirements.

Click Here to read more about the Citibank $100 Checking Account Bonus.

newdominionDIRECT.com 1.67% 12 Month CD

newdominionDIRECT.com’s 12 month CD is sitting at the top of the market with a flattering 1.67 % APY.  A $3,000 minimum opening balance is required in order to get your hands on this one.

Be careful not to incur any fees, as it is stated on their Rates Page.  Here’s a chart of their latest fixed rates as of 3/03/2010:

newdominionDIRECT.com is a nationwide online bank based out of Charlotte, North Carolina.  They service all businesses and individuals.

Crescent Credit Union $150 Checking Bonus

Cresent Credit Union is offering a $150 bonus when you open any Crescent Credit Union checking account  and perform a few requirements.

Below are the requirements:

1. Sign up for direct deposit of your recurring net income source
2. Enroll in their free bill pay service and pay 2 bills in the first 60 days
3. Use a Crescent debit card to pay for 10 purchases within 60 days of account opening.

You must meet all 3 requirements  in order to obtain the $150 bonus.  You can also qualify for a $100 bonus if you meet only 2 of the requirements.  Also, Crescent Credit Union does offer a free checking account with no monthly fees or minimum balance requirements.

Membership is open to those who live or work in Plymouth, Bristol, Norfolk, or Barnstable counties in Massachusetts. A minimum balance of $25 in the savings account is required for membership.  Click Here for the promotion page.

Bank of America $75 Checking Bonus

Bank of America is offering a $75 checking bonus to all current Bank of America credit card holders.  In need of a new checking account? Now’s your chance!  This deal expires 3/31/10.

Here are 3 steps to open your account:

1. Open your new MyAccess Checking account online with offer code CH75OL1.
2. Fund your new account with $125 within 30 days.
3. Receive your $75 within 90 days of account opening.

Here are some fine print details:

• This is a special offer to existing Bank of America credit card customers and only valid only for new MyAccess Checking® accounts.
• Limit one $75 incentive per household every 6 months.
• You must make all requirementswithin 30 days in order to qualify for this offer.

Click Here for the promo page.

PerkStreet Financial Checking Bonus

PerkStreet Financial is offering a $50 bonus when you open a brand new PerkStreet Financial Checking Account.  The requirements for this deal are as follows:

1. Open an account online with at least $250.
2. Make 25 non-PIN debit card purchases within the first three months (90 days).

Once these two simple steps are completed, they will deposit the $50 bonus within 20 days. Click Here for more details.  Good Luck!

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But wait! Looks like PerkStreet is back with their $100 deal.  It requires a little more work than simply opening an account and keeping it active, but it’s still a pretty good deal.

Here are the specs:

• Open an account online with at least $25.
• Make two direct deposits of $500 or more each
• Make 25 non-PIN debit card purchases

Once the above requirements are met , you’ve got yourself $100 coming at you within the next 20 days.   The details for this bonus can be found on the lower right corner of This Page.

Huntington Bank $100 Checking Bonus

Huntington Bank is offering a $100 bonus when you open a qualifying checking account by 2/27/10 and perform a few account requirements.

Here’s what you do:

1. Open a personal checking account
2. Set up automatic direct deposit into your checking account OR simply make 5 Check Card purchases within 60 days.

There is no specific dollar amount needed for the initial minimum opening deposit.  The bonus will be deposited to the new checking account within 90 days of account opening and you must keep your account open for at least 180 days or else you’ll get charged an early account closing fee.

Interested?  Click Here for all of the details.

Comerica Bank Small Business Growth Package

Now that the economy has slowed its way down, the entrepreneur in us has made its way out.  With that being said, Comerica is introducing their new Small Business Growth Package.  You can earn up to $400 when you sign up for services that are tailored to help your business grow, hence a “Growth Package.”

Here’s the breakdown of the $400:

• Earn $75 when you sign up for Comerica Web Bill Pay.  With this service you can view all of your business account’s transactions and make bill payments online.
• Earn $100 when you sign up for the merchant card processing service.  In doing so, you are able to accept, capture and process card payments, quickly.
• Earn $75 when you sign up for Comerica Cash Management Services.  With this service you can mange your cash flow securely.
• Earn $100 when you sign up for a Comerica Business Check Card.  When you use this, you’ll earn points redeemable for gift cards, clothing, travel and more.
• Earn $50 when you sign up for a Comerica Business Credit Card.

To read the complete rules for this deal, Click Here.

M&T Bank Checking Bonus Builder

When you open a new M&T Bank checking account, you’re given the chance to build your own bonus up to $100.  The deal is broke into 3 parts that you must complete in order to receive the maximum amount.

Here’s how it works:

1. Get $50 when you activate direct deposit within 90 days of opening your account.  The bonus will be posted to you account after the first direct deposit is made.
2. Get $25 when you add overdraft protection.  This must be added to your account before the end of the month following your account opening.
3. Get $25 when you use M&T Web Bill Pay.  This must be added to your account before the end of the month following your account opening. 

If you’re interested in opening an M&T checking account, Click Here to read more information about this bonus.

TD Bank Debit Card CashBack

If you’ve got a TD Bank Visa Debit Card, you can register your card to get $10 back for every $100 spent on groceries.  You can get a total of up to $50 in cash back. You’ll have to sign up and make all qualifying purchases by Mar 6, 2010 to be able to receive your returns.

Here are a few fine print details:

• Only signature-based purchases made after the Eligible Card is registered will be counted.
• Grocery purchase amount will be calculated based on total grocery purchases during the Offer Period, including tax, and will not be calculated until the conclusion of the Offer Period.
• Purchases made at such superstores, warehouse clubs or discount stores are not eligible.
• The $10 TD Bank Gift Card will be mailed to the address associated with the Eligible Cardholder’s account.
• Limit 5 ($10) TD Bank Gift Cards per eligible card during the offer period.

In addition to the $10 back you’ll be getting, you’ll also be entered to win their Daily Debit Dash bonus of $500.  Click Here to learn more about how to sign up.

SunTrust $150 Checking Bonus

SunTrust Bank is offering a $150 checking bonus when you open a new SunTrust personal checking account and perform a few requirements.  The account must be opened by 4/30/10.

To get the first $50, you’ll just need to open an account, make three bill payments through SunTrust Online Banking with Bill Pay within the next two calendar months.  To get the remaining $100 bonus, maintain this account for the next 3 consecutive months.

Click Here to access the details for this bank deal.

Bank of America $100 Checking Bonus Returns

Bank of America is back with their famous checking bonus.  They are now offering $100 and the promotion expires 2/28/10.  As most of their bonuses, the setup is pretty similar and the bonus is fairly simple to obtain.

Here’s how it works:

• This offer is available only to new customers who open a qualifying personal checking account with a minimum balance of $500
• The new checking account must be open for at least 30 days
• You must make a minimum of one transaction with the newly assigned check card

To get the bonus, use the offer code AOU261209 at the time of account opening. 
Click Here to read more about this bonus.

Discover Everyday Giveaway

Discover has introduced a great way to boost consumer spending.  They are now offering a daily giveaway to 75 lucky credit card holders. 

Beginning 1/1/10 through 12/31/10, you will automatically receive one entry into a sweepstakes daily random drawing and into the Grand Prize random drawing each time you use your Discover Card to make a purchase or take a cash advance, either by using a check, an ATM, or at a financial institution, a casino or online.

During the Sweepstakes Period, there will be specific months that highlight a Featured Category. During those months, when you make a qualifying purchase/transaction in a Featured Category, you will receive an additional 4 Bonus Entries for each qualifying purchase/transaction.

To learn more about this promotion, Click Here.  Good luck to all Discover cardholders!

BBVA Compass Bank $150 Checking Bonus

BBVA Compass Bank is offering $150 when you open a new checking account by 2/28/10 and perform the following two requirements:

1. Sign up for Online Bill Pay & Pay at least 5 bills online every 30 days for 3 months.
2. sign up for payroll Direct Deposit & receive your first payroll direct deposit within 30 days of account opening.

Each online payment you make must be at least $25.  Click Here to access the promo page.

Bank of the West $100 Checking Bonus

Bank of the West is offering their famous $100 bonus again when you open any new checking account.  The checking account must be opened by 2/19/10, and can be opened online or at a local branch for California, Colorado or Nevada residents.

Below are details from the Bonus Page:

• Open any new personal checking account, and either establish one monthly recurring direct deposit of at least $250 to your new account or pay 10 bills online and receive a $100 bonus.
• The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date.
• The 10 bill payments must occur within 60 calendar days of your account opening date.
• Bonus will be credited to your account within 60 days after satisfaction of conditions.
• Offer valid for a new personal checking account opened from 1/11/10–2/19/10.

Click Here for more details about this promotion.

M&I Bank $100 Checking Bonus

M&I Bank is offering a $100 checking bonus when you open a new M&I Cash Back Checking account.  The account has to be opened by 02/12.

Here are a few fine print details:

• You must make 5 qualifying purchases with your M&I Bank Check Card within the first 45 days after account opening.
• The $100 cash bonus will be paid within 2 weeks of that review if the requirement above has been met.
• Offer applies to new accounts opened with new money.

Click Here for the Promo Page.

ING $50 Checking Bonus For Existing Customers

ING is offering a $50 bonus for existing Savings Account-holders.  When you open your checking account, be sure to use offer code EM423 to receive the bonus.  Interest rates vary depending on the account balance. 

Below are the required steps mentioned on the promo page to obtain the bonus:

1. Click ‘Apply Now’.
2. Open your Electric Orange.
3. Activate your Electric Orange MasterCard Debit Card.
4. Use your Electric Orange Card to make at least 3 signature-based purchases in the first 45 days after your account has been opened.
5. Your $50 bonus will be automatically deposited into your Electric Orange 50 days after your account has been opened.

Click Here to read more about the ING $50 Bonus.

Capital One $300 Rewards Checking

Capital One is giving a $300 bonus when you open a brand new Rewards Checking Account.  To obtain this deal, you’ll have to open an account at a Local Branch and mention the code RC3 when opening your account.

As with most account bonuses, you’ll have to set up direct deposit and make a minimum opening deposit of $50.  The first direct deposit must post to your account within 90 days of account opening.  You will receive a $300 credit to your checking account approximately 6-8 weeks after the end of the promotion.

Click Here to to visit the promo page.

Credit Card Reform In Action

Here’s an interesting video clip regarding the new credit card regulations by the infamous animator, Mark Fiore.  As many of us know, the dreaded CCARD Act will soon be giving credit card issuers another reason to implement new fee rules left and right to compensate for the loss. 

Here’s a great illustration of what’s to come:

The Center for Responsible Lending has already released a report  regarding already noticeable trends in the increase of fee charges.  Here’s a quick chart that was displayed in the report titled:  “Dodging Reform: As Some Credit Card Abuses Are Outlawed, New Ones Proliferate”

What will you be doing to avoid the increased fee action in the credit card world?