PerkStreet Financial Checking Bonus

PerkStreet Financial is offering a $50 bonus when you open a brand new PerkStreet Financial Checking Account.  The requirements for this deal are as follows:

Open an account online with at least $250.
Make 25 non-PIN debit card purchases within the first three months (90 days).

Once these two simple steps are completed, they will deposit the $50 [...]

Capital One $300 Rewards Checking

Capital One is giving a $300 bonus when you open a brand new Rewards Checking Account.  To obtain this deal, you’ll have to open an account at a Local Branch and mention the code RC3 when opening your account.
As with most account bonuses, you’ll have to set up direct deposit and make a minimum opening deposit of [...]

Credit Card Reform In Action

Here’s an interesting video clip regarding the new credit card regulations by the infamous animator, Mark Fiore.  As many of us know, the dreaded CCARD Act will soon be giving credit card issuers another reason to implement new fee rules left and right to compensate for the loss. 
Here’s a great illustration of what’s to come:

The Center for Responsible Lending has [...]

Avoiding Gift Card Scams

It was reported that in this year’s Christmas season, gift cards were a pretty popular fad.  With that being said, retail store employees are out to get them back. 
Apparently, there have been cases where you hand the clerk your gift card and they’ll turn around and pocket the card.  Then they’ll hand you an empty [...]

National City $300 Checking Bonus

National City has extended their $300 checking bonus to 12/19/09.  This same deal was posted back in November, but is now updated with a new look and new expiration date.
The requirements are the same:

 Get your first $100:
Establish a monthly direct deposit of at least $400 and having 10 check card purchases in the first 60 days of [...]

ING Direct 2.00% 12 month CD

Recently, we mentioned that Ally Bank was at the height of all 12 month CD’s in the market of major banks.  Well ING Direct has raised its 12 month CD from 1.75% to 2.00% APY.  Nice!
 The only question is: how long will this rate last?  Well that’s up to ING.  For now, all serious depositors should [...]

Discover On-The-Go

For those of you that haven’t heard yet, Discover launched their newly released iPhone/iPod Touch app yesterday.  This is great news for Discover customers; they’re probably thinking, “Finally!”
Well here’s how to get started:

Go to m.discover.com from your mobile browser.
Log in with your Discover.com User ID and Password.
Voila!  You’ve got yourself Discover on-the-go.

Now you have no [...]

National City $300 Checking Bonus

National City is offering a whopping $300 when you open a new checking account and perform a few tasks.  For starters, you’ll nee to have a National City branch near you, because this deal is only offered at their branches.  The ad for this promotion can be found Here as well as an article by [...]

Wells Fargo $10,000 Online Statements SweepStakes

Wells Fargo has done it again!  They’ve got a new sweepstakes running for customers who switch to online-only statements.  When you choose to receive your personal and/or business bank statements online, you will automatically be entered for a chance to win one of 51 cash prizes.  Turning off your paper statements is free and easy [...]

Welcome Back ‘Chase Picks Up The Tab’!

Chase Picks Up The Tab is back in full force.  If you’re a frequent user of your debit card, you should enroll your card in the Chase Picks Up The Tab program.  The Promo Page has a set of FAQs about the program.
Here are a few of the questions:
What is Chase Picks Up the Tab?
Chase [...]

Wachovia $25 Refer-a-Friend Bonus

With Wachovia’s refer a friend promotion, you and your friend can earn a $25 gift card.  Just visit a Wachovia financial center to obtain Customer Referral Program coupons.
Here’s how it works:
Referrer: A Wachovia Gift Card in the amount of $25 will be mailed to your primary checking statement address within four weeks of your referral opening a [...]

Key Bank $200 Checking Bonus – Colorado Only

Key Bank is giving away a $200 bonus when you open a new checking account at any of their new locations in Colorado.  The promotion isn’t advertised on their website but it can be seen at Denver post.  
Here are a few details:

Open a qualifying relationship package checking account by 12/4/09
Make one debit card transaction
Make a combination [...]

Bank of America $35 Online Banking Bonus

Bank of America is offering $35 to existing customers when you make 3 online bill payments within 30 days. 
Below are a few fine print details:

Available to existing consumer and small business customers who have not made a bill payment with Bank of America Online Banking within the last 6 months.
Customers will get $35 if they use [...]

BB&T Eliminating Overdraft Fees

It seems like there is a bandwagon titled ‘Eliminate Overdraft Fees!” driving around and several banks are taking a ride.  The latest to jump on is BB&T, in which, according to an article from BusinessWeek, will no longer charge overdraft fees when a customer’s account is overdrawn by less than $5 dollars.  Moreover, they won’t be charging more than 4 overdraft [...]

September Banking Wrap-Up

As september is coming to its end, it’s time to wrap up all of the remaining bonuses for the month.  September 2009 was a big month in the banking industry, with news, closures, bank deals, and even new products happening. 
One of the major contendors in the banking world, Chase Bank, made big decisions this month with [...]

Chase Offers Ink For Small Businesses

After releasing several new personal credit cards, it seems business owners are now the ones getting the attention from card issuers.  Richard Quigley, president of Chase Business Cards, stated “It’s really going to be small businesses that are going to help pull the U.S. out of the recession.” 
With that, Chase has unleashed their new credit card designed [...]

Mobile Banking On the Rise

After reviewing several national and local banks throughout the United States, it seems mobile banking is on the rise.  Of course it is no surprise to much of the larger banks; however, more local banks are beginning to add features that enable bankers to bank on the go.
With mobile banking you can check your account balances, [...]

HSBC Direct Roku Video Player – Plus Banking Bonus

HSBC is always one to offer tangible incentives for their products.  This time around HSBC is offering a Roku Video Player that gives you access to watch more than 40,000 streaming movies, videos, and TV shows.
 What’s the catch?  Just begin a new PLUS BANKING relationship and make a qualifying deposit of at least $8,000. 
Here are a few [...]

New Credit Card Trends

A recent article published by Alex Mindlin of the New York Times wrote about the recent trends in credit card offers.  Surprising enough, it seems credit card companies are now investing their marketing dollars in responsible customers rather than trailing behind “always-in-debt” customers.  According to the article, “28 percent more offers were sent to consumers [...]

Fremont National Bank Video Contest – $250 Prize

Are you in the Fremont, Nebraska are? Are you a fan of Fremont National Bank on Facebook?  If  you answered “YES!,” then you just amy be able to win $250.
Here’s the scope:
Make a 30 second video of how you perceive the Fremont, Nebraska area or Fremont National Bank, its places, activities, people, etc. in a positive [...]