Ally Bank is popular for not requiring a minimum deposit. Another key point is the only fee they’ll charge is when you withdraw your money before the term ends. Opening an account is pretty straightforward and easy to use.

Here’s their latest rate comparison chart:

The rates shown are only based on California.  If you’d like to learn more about Ally Bank, Click Here.

Be careful not to incur any fees, as it is stated on their Rates Page.  Here’s a chart of their latest fixed rates as of 3/03/2010:

newdominionDIRECT.com is a nationwide online bank based out of Charlotte, North Carolina.  They service all businesses and individuals.

Looks like Discover’s picking up their CD rates game.  Here’s a rate chart for all terms:

Start the new year with a new Discover CD term! [before the rate decreases again..]

The account can be opened online and is available nationwide.  The rate is listed on their eProducts Page.

You can check out the rest of their rates Here.  Below are a few things to note:

• If you’re thinking about opening an account, you can open one by phone, at a branch, by mail and via online banking. 
• In order to open a CD, you must be a member with a minimum $5 balance in the savings account.
• You may withdraw the dividends earned on the Certificate without incurring a penalty.
• There is a 10 day grace period at maturity.

Alliant Credit Union also has another deal going on for all checking account holders.  When you sign up to use Online Bill Pay, which is free, you’re automatically entered to win either $1,000, $500 or $250.  The more bills you pay, the more chances you have to win.  The winners will be randomly selected on 1/15/2010.  You can learn more about this promotion Here.

 The only question is: how long will this rate last?  Well that’s up to ING.  For now, all serious depositors should rush to ING Direct and get their hands on this bad boy.  This raise went into effect 12/11/2009.  Here’s their latest rates:

Click Here to open an account.

Ally Bank is popular for not requiring a minimum deposit.  Another key point is the only fee they’ll charge is when you withdraw your money before the term ends.  Opening an account is pretty straightforward and easy to use. 

Here’s their rate comparison chart:

The rates shown are only based on California.  If you’d like to learn more about Ally Bank, Click Here.

You can open either a Money Market Account, Online Saving Account, CD or IRA CD.  A few find print details are listed below:

• To receive the cash offer, the offer code listed above must be used when applying
• A minimum deposit of $2,500 in new funds must be received within 30 days of submitting an application and must remain on the account for 90 days to remain eligible for the cash offer.
• The offer will be applied to your Discover Bank account 90 days after new funds have been received

The offer code D120219 needs to be entered at This Link.  Once you access this page, you can read all of the details about this promotion. 

Here are some fine print details:

• The $25 offer is valid through 12/31/2009.
• To receive the cash offer, the offer code [D120179] must be used when applying
• A minimum deposit of $2,500 in new funds must be received within 30 days of submitting an application,
• and must remain on the account for 90 days.

The offer code D120179 needs to be entered at This Link.  Once you access this page, you can read all of the details about this promotion. 

Here are some fine print details:

• The $25 offer is valid through 12/31/2009.
• To receive the cash offer, the offer code must be used when applying
• A minimum deposit of $2,500 in new funds must be received within 30 days of submitting an application,
• and must remain on the account for 90 days.

The offer code D120124 needs to be entered at This Link.  Once you access this page, you can read all of the details about this promotion. 

Simply type in your zip code  Here to obtain their CD rates in your area since there appears to be no flat rate.

See below details directly from Site:

“A $500 minimum balance is required to open and to earn the Annual Percentage Yield (APY) on this special account offering (maximum of $250,000). APY is effective 3/27/2009. New money only. Funds to open this account cannot be transferred from any existing Dime account. Premature withdrawal is subject to penalty and fees may reduce earnings. In addition to any bank penalty, certain IRS penalties may apply. Consult your tax advisor. Additional deposits have the same maturity date as the initial deposit and become part of the principal. Additional deposits are also subject to IRS contribution limits.”

Click Here for the Promo Page.

Capitalbank is a Mexican Savings and Loan Association that is supervised by the Mexican federal government  and operates under the jursidiction of Mexico’s Central Bank and the National Banking and Securities Commission.  To learn more, click Here.

Below are a few details:

• To earn the cash offer, a minimum deposit of $10,000 in new funds must be received by March 15, 2009 and those funds must remain on deposit for at least 90 days.
• The cash offer will be credited to your Discover Bank account 4 to 6 weeks after the 90-day period.
• Offer limited to one per customer, and not applicable for accounts opened via phone or mail.

To read more click Here or to simply open an account click Here.

The CD’s high fixed rate makes it immune to market fluctuations.

You have the option to reinvest or receive earned interest as income.

Our CDs are FDIC-insured up to $250,000 per depositor.

Interest is compounded daily to maximize your earning potential.

How does it work?

Requires a $500 minimum investment.

A longer term locks in a higher interest yield CD.

If you think you won’t need the money for a while, lock it up for a longer term.

This money is not accessible (without a penalty) until the term has expired.

It is automatically renewable at maturity.

Terms are available from three months to five years.

How do I get started?

Getting started is easy! Simply complete an application (online, by phone

or by mail), fund your account, and start earning!

Open an account online

Open an account by phone: 1-866-246-BANK (1-866-246-2265)

Download a printable application for Single/Joint Application, Custodial Application, or Trust Application and mail in your deposit.