BANKMODE

Harris Bank $150 Interest Checking Bonus

Mode — Wed, 10 Mar 2010 15:00:36 +0000

Harris Bank has a promotion that gives you an extra $150 cash bonus. The deal expires 3/15/2010.

Here’s how it works:

Open an interest checking account with a minimum opening deposit of $100.
Setup a monthly direct deposit within 90 days of account opening or make at least five online bill payment transactions within 60 days of account opening.
Open a Harris Savings Account and activate the AutoSave feature.

Here are a few fine print details:

$100 cash will be deposited into your new Harris personal Interest-Checking Account approximately 120 days after account opening
$50 will be deposited into your savings account after Auto Save feature is activated
No maintenance or transaction fees for account holders with a combined total of $20,000 or more in any qualifying Harris deposit accounts

To learn more about this deal, Click Here to access the promo page.

Citibank $100 Checking Bonus

Mode — Mon, 08 Mar 2010 19:30:11 +0000

Citibank’s latest $100 checking account is back. When you open a new Citibank checking account, you’re up for some extra cash. The account must be opened by 03/31/2010.

Below are a few details regarding the bonus:

Customer must open a regular checking account in a Citibank Account, Citibank Everything Counts or Citigold® account relationship package by 03/31/2010 and deposit a minimum of $1000.
Offer is not valid for existing Citibank checking customers.
$100 will be deposited to your Citibank checking account within 120 days from the end of the statement period in which you met the qualifying requirements.

Click Here to read more about the Citibank $100 Checking Account Bonus.

newdominionDIRECT.com 1.67% 12 Month CD

Mode — Thu, 04 Mar 2010 19:21:11 +0000

newdominionDIRECT.com’s 12 month CD is sitting at the top of the market with a flattering 1.67 % APY. A $3,000 minimum opening balance is required in order to get your hands on this one.

Be careful not to incur any fees, as it is stated on their Rates Page. Here’s a chart of their latest fixed rates as of 3/03/2010:

newdominionDIRECT.com is a nationwide online bank based out of Charlotte, North Carolina. They service all businesses and individuals.

Crescent Credit Union $150 Checking Bonus

Mode — Tue, 02 Mar 2010 19:04:32 +0000

Cresent Credit Union is offering a $150 bonus when you open any Crescent Credit Union checking account and perform a few requirements.

Below are the requirements:

Sign up for direct deposit of your recurring net income source
Enroll in their free bill pay service and pay 2 bills in the first 60 days
Use a Crescent debit card to pay for 10 purchases within 60 days of account opening.

You must meet all 3 requirements in order to obtain the $150 bonus. You can also qualify for a $100 bonus if you meet only 2 of the requirements. Also, Crescent Credit Union does offer a free checking account with no monthly fees or minimum balance requirements.

Membership is open to those who live or work in Plymouth, Bristol, Norfolk, or Barnstable counties in Massachusetts. A minimum balance of $25 in the savings account is required for membership. Click Here for the promotion page.

Bank of America $75 Checking Bonus

Mode — Fri, 26 Feb 2010 15:56:53 +0000

Bank of America is offering a $75 checking bonus to all current Bank of America credit card holders. In need of a new checking account? Now’s your chance! This deal expires 3/31/10.

Here are 3 steps to open your account:

Open your new MyAccess Checking account online with offer code CH75OL1.
Fund your new account with $125 within 30 days.
Receive your $75 within 90 days of account opening.

Here are some fine print details:

This is a special offer to existing Bank of America credit card customers and only valid only for new MyAccess Checking® accounts.
Limit one $75 incentive per household every 6 months.
You must make all requirementswithin 30 days in order to qualify for this offer.

Click Here for the promo page.

PerkStreet Financial Checking Bonus

Mode — Wed, 24 Feb 2010 16:07:47 +0000

PerkStreet Financial is offering a $50 bonus when you open a brand new PerkStreet Financial Checking Account. The requirements for this deal are as follows:

Open an account online with at least $250.
Make 25 non-PIN debit card purchases within the first three months (90 days).

Once these two simple steps are completed, they will deposit the $50 bonus within 20 days. Click Here for more details. Good Luck!

__________________________________________________________________________

But wait! Looks like PerkStreet is back with their $100 deal. It requires a little more work than simply opening an account and keeping it active, but it’s still a pretty good deal.

Here are the specs:

Open an account online with at least $25.
Make two direct deposits of $500 or more each
Make 25 non-PIN debit card purchases

Once the above requirements are met , you’ve got yourself $100 coming at you within the next 20 days. The details for this bonus can be found on the lower right corner of This Page.

Huntington Bank $100 Checking Bonus

Mode — Mon, 22 Feb 2010 13:59:32 +0000

Huntington Bank is offering a $100 bonus when you open a qualifying checking account by 2/27/10 and perform a few account requirements.

Here’s what you do:

Open a personal checking account
Set up automatic direct deposit into your checking account OR simply make 5 Check Card purchases within 60 days.

There is no specific dollar amount needed for the initial minimum opening deposit. The bonus will be deposited to the new checking account within 90 days of account opening and you must keep your account open for at least 180 days or else you’ll get charged an early account closing fee.

Interested? Click Here for all of the details.

Comerica Bank Small Business Growth Package

Mode — Thu, 18 Feb 2010 14:02:57 +0000

Now that the economy has slowed its way down, the entrepreneur in us has made its way out. With that being said, Comerica is introducing their new Small Business Growth Package. You can earn up to $400 when you sign up for services that are tailored to help your business grow, hence a “Growth Package.”

Here’s the breakdown of the $400:

Earn $75 when you sign up for Comerica Web Bill Pay. With this service you can view all of your business account’s transactions and make bill payments online.
Earn $100 when you sign up for the merchant card processing service. In doing so, you are able to accept, capture and process card payments, quickly.
Earn $75 when you sign up for Comerica Cash Management Services. With this service you can mange your cash flow securely.
Earn $100 when you sign up for a Comerica Business Check Card. When you use this, you’ll earn points redeemable for gift cards, clothing, travel and more.
Earn $50 when you sign up for a Comerica Business Credit Card.

To read the complete rules for this deal, Click Here.

M&T Bank Checking Bonus Builder

Mode — Tue, 16 Feb 2010 15:40:52 +0000

When you open a new M&T Bank checking account, you’re given the chance to build your own bonus up to $100. The deal is broke into 3 parts that you must complete in order to receive the maximum amount.

Here’s how it works:

Get $50 when you activate direct deposit within 90 days of opening your account. The bonus will be posted to you account after the first direct deposit is made.
Get $25 when you add overdraft protection. This must be added to your account before the end of the month following your account opening.
Get $25 when you use M&T Web Bill Pay. This must be added to your account before the end of the month following your account opening.

If you’re interested in opening an M&T checking account, Click Here to read more information about this bonus.

TD Bank Debit Card CashBack

Mode — Sat, 13 Feb 2010 17:37:32 +0000

If you’ve got a TD Bank Visa Debit Card, you can register your card to get $10 back for every $100 spent on groceries. You can get a total of up to $50 in cash back. You’ll have to sign up and make all qualifying purchases by Mar 6, 2010 to be able to receive your returns.

Here are a few fine print details:

Only signature-based purchases made after the Eligible Card is registered will be counted.
Grocery purchase amount will be calculated based on total grocery purchases during the Offer Period, including tax, and will not be calculated until the conclusion of the Offer Period.
Purchases made at such superstores, warehouse clubs or discount stores are not eligible.
The $10 TD Bank Gift Card will be mailed to the address associated with the Eligible Cardholder’s account.
Limit 5 ($10) TD Bank Gift Cards per eligible card during the offer period.

In addition to the $10 back you’ll be getting, you’ll also be entered to win their Daily Debit Dash bonus of $500. Click Here to learn more about how to sign up.

SunTrust $150 Checking Bonus

Mode — Thu, 11 Feb 2010 15:43:46 +0000

SunTrust Bank is offering a $150 checking bonus when you open a new SunTrust personal checking account and perform a few requirements. The account must be opened by 4/30/10.

To get the first $50, you’ll just need to open an account, make three bill payments through SunTrust Online Banking with Bill Pay within the next two calendar months. To get the remaining $100 bonus, maintain this account for the next 3 consecutive months.

Click Here to access the details for this bank deal.

Bank of America $100 Checking Bonus Returns

Mode — Thu, 04 Feb 2010 16:15:17 +0000

Bank of America is back with their famous checking bonus. They are now offering $100 and the promotion expires 2/28/10. As most of their bonuses, the setup is pretty similar and the bonus is fairly simple to obtain.

Here’s how it works:

This offer is available only to new customers who open a qualifying personal checking account with a minimum balance of $500
The new checking account must be open for at least 30 days
You must make a minimum of one transaction with the newly assigned check card

To get the bonus, use the offer code AOU261209 at the time of account opening.
Click Here to read more about this bonus.

Discover Everyday Giveaway

Mode — Wed, 03 Feb 2010 19:41:01 +0000

Discover has introduced a great way to boost consumer spending. They are now offering a daily giveaway to 75 lucky credit card holders.

Beginning 1/1/10 through 12/31/10, you will automatically receive one entry into a sweepstakes daily random drawing and into the Grand Prize random drawing each time you use your Discover Card to make a purchase or take a cash advance, either by using a check, an ATM, or at a financial institution, a casino or online.

During the Sweepstakes Period, there will be specific months that highlight a Featured Category. During those months, when you make a qualifying purchase/transaction in a Featured Category, you will receive an additional 4 Bonus Entries for each qualifying purchase/transaction.

To learn more about this promotion, Click Here. Good luck to all Discover cardholders!

BBVA Compass Bank $150 Checking Bonus

Mode — Mon, 01 Feb 2010 14:20:25 +0000

BBVA Compass Bank is offering $150 when you open a new checking account by 2/28/10 and perform the following two requirements:

Each online payment you make must be at least $25. Click Here to access the promo page.

Bank of the West $100 Checking Bonus

Mode — Sat, 30 Jan 2010 18:44:31 +0000

Bank of the West is offering their famous $100 bonus again when you open any new checking account. The checking account must be opened by 2/19/10, and can be opened online or at a local branch for California, Colorado or Nevada residents.

Below are details from the Bonus Page:

Open any new personal checking account, and either establish one monthly recurring direct deposit of at least $250 to your new account or pay 10 bills online and receive a $100 bonus.
The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date.
The 10 bill payments must occur within 60 calendar days of your account opening date.
Bonus will be credited to your account within 60 days after satisfaction of conditions.
Offer valid for a new personal checking account opened from 1/11/10–2/19/10.

Click Here for more details about this promotion.

M&I Bank $100 Checking Bonus

Mode — Sat, 30 Jan 2010 01:19:19 +0000

M&I Bank is offering a $100 checking bonus when you open a new M&I Cash Back Checking account. The account has to be opened by 02/12.

Here are a few fine print details:

You must make 5 qualifying purchases with your M&I Bank Check Card within the first 45 days after account opening.
The $100 cash bonus will be paid within 2 weeks of that review if the requirement above has been met.
Offer applies to new accounts opened with new money.

Click Here for the Promo Page.

ING $50 Checking Bonus For Existing Customers

Mode — Mon, 18 Jan 2010 16:33:28 +0000

ING is offering a $50 bonus for existing Savings Account-holders. When you open your checking account, be sure to use offer code EM423 to receive the bonus. Interest rates vary depending on the account balance.

Below are the required steps mentioned on the promo page to obtain the bonus:

Click ‘Apply Now’.
Open your Electric Orange.
Activate your Electric Orange MasterCard Debit Card.
Use your Electric Orange Card to make at least 3 signature-based purchases in the first 45 days after your account has been opened.
Your $50 bonus will be automatically deposited into your Electric Orange 50 days after your account has been opened.

Click Here to read more about the ING $50 Bonus.

Capital One $300 Rewards Checking

Mode — Sat, 09 Jan 2010 17:49:31 +0000

Capital One is giving a $300 bonus when you open a brand new Rewards Checking Account. To obtain this deal, you’ll have to open an account at a Local Branch and mention the code RC3 when opening your account.

As with most account bonuses, you’ll have to set up direct deposit and make a minimum opening deposit of $50. The first direct deposit must post to your account within 90 days of account opening. You will receive a $300 credit to your checking account approximately 6-8 weeks after the end of the promotion.

Click Here to to visit the promo page.

Credit Card Reform In Action

Mode — Wed, 06 Jan 2010 19:56:51 +0000

Here’s an interesting video clip regarding the new credit card regulations by the infamous animator, Mark Fiore. As many of us know, the dreaded CCARD Act will soon be giving credit card issuers another reason to implement new fee rules left and right to compensate for the loss.

Here’s a great illustration of what’s to come:

The Center for Responsible Lending has already released a report regarding already noticeable trends in the increase of fee charges. Here’s a quick chart that was displayed in the report titled: “Dodging Reform: As Some Credit Card Abuses Are Outlawed, New Ones Proliferate”

What will you be doing to avoid the increased fee action in the credit card world?

Discover 2.50% 3 Year CD

Mode — Tue, 05 Jan 2010 21:19:42 +0000

Discover Bank’s 3 year CD is at the top of the market, but even that can’t keep it from going down. Just yesterday Discover had their 3 year CD sitting at 2.60% and within 24 hours, their rate dropped by .10%, which is still a pretty good rate. Moreover, it is stated in their fine print, “…and subject to change daily without notice.” They sure are quick to take advantage of the rule.

Looks like Discover’s picking up their CD rates game. Here’s a rate chart for all terms:

Start the new year with a new Discover CD term! [before the rate decreases again..]

Tax Tips for the Upcoming Tax Season

Mode — Tue, 05 Jan 2010 00:10:37 +0000

Everyone who makes enough money to actually pay taxes dreads filing taxes in the spring. However, even some people who make a considerable amount of money will get a good tax return because they know how to play the game. Even if some people don’t get a return at all, they may end up breaking even with the government.

No monetary exchange either way during tax season is definitely better than having to write the government a fat check! Here are a few ways that you can ensure you get the best possible tax return.

Be a Proactive Tax Payer

One way to ensure that you get a better tax return is to start organizing and calculating your tax information before the end of the year. This way, you’ll be able to get in on last-minute deals and gifts that may help your taxes at the beginning of next year. After December 31st, it’s too late, so it’s best that you don’t procrastinate and that you get to your taxes by the beginning of December, at least.

Get Organized!

You can also help yourself out by being organized throughout the whole year. Depending on your situation, there are different things that you can write off. For example, people who work for an employer still need to keep home improvement receipts, investment records, and records of their charitable donations.

If you’re self-employed and work from home, you need even more, including rent or mortgage statements, office supply receipts, and even bills for your internet, which can all be written off on some level for most self-employed people.

Fatten Up Your IRA

If you have an IRA, you need to maximize your contributions to it as much as possible because they’ll get you tax breaks. You can actually claim contributions to your IRA on last year’s taxes up through mid-April, so this is something that you can catch up on even if you’ve been procrastinating.

Giving Benefits

Finally, be sure that you’re correctly tracking and recording your charitable donations. Making donations to non-profit organizations is a great way to give back to your community even while receiving tax benefits, but you have to record these donations correctly. For instance, some companies incorrectly write down charitable donations as business expenses, which can create problems in the tax world.

Also, if you’re giving something valued over $500, be sure that you get a proper appraisal and receipts from the charitable organization so that you can legitimately claim the whole amount on your taxes.

Avoiding Gift Card Scams

Mode — Thu, 31 Dec 2009 16:43:50 +0000

It was reported that in this year’s Christmas season, gift cards were a pretty popular fad. With that being said, retail store employees are out to get them back.

Apparently, there have been cases where you hand the clerk your gift card and they’ll turn around and pocket the card. Then they’ll hand you an empty card that looks identical to yours apologizing for the fact that the card doesn’t seem to be working. All of this while your standing there wondering what could have happend.

Once you leave, they smile at the new fully loaded gift card sitting in their pocket. The best way to prevent this from happening is by putting your initials on the gift card with a permanent marker before you attempt to use it. Or you could just use your card online for retailers that have an online store.

Otherwise, just ask for cash.

Chase $125 Checking Bonus

Mode — Thu, 31 Dec 2009 00:18:49 +0000

If you are a current Chase Credit Card Holder and are looking to open a new checking account, here’s a great chance to make $125 in doing so. Chase is offering a $125 bonus when you open a new Chase checking account. This promotion is only available for Chase cardholders; you must be logged in to see the promotion page.

Here are a few details mentioned on the promo page:

To qualify for the reward you must open a new Chase Checking account
A $100 minimum opening deposit of new money
Within 60 calendar days of account opening, you must initiate a monthly direct deposit
The award will be deposited into your new account within 10 days after the initial direct deposit has posted to your account
Offer not available on account conversions or in combination with any other offer
Checking account must remain open for a minimum of 6 months

The offer is open until 1/15/2010. If you’d like to learn more about this deal, login to your account through This Link.

Franklin Synergy Bank 2.15% 12 month CD

Mode — Wed, 30 Dec 2009 15:35:49 +0000

Franklin Synergy Bank has their 12 month eCD rate at 2.15%. The minimum deposit is $1,000 and the maximum is $500,000. It seems this rate has actually been decreased; last week it was sitting at 2.25%.

The account can be opened online and is available nationwide. The rate is listed on their eProducts Page.

Auto Insurance Discounts

Mode — Tue, 29 Dec 2009 19:25:30 +0000

If you’ve been shopping around for cheap auto insurance online, you may have noticed that a lot of insurance these days doesn’t come cheap. This is especially true if you’ve recently gotten ticketed, caused an accident or if you’re a young driver. You can, however, find a few good ways to save on your insurance through shopping around correctly and through asking about special discounts.

Shop Around
The first and most important way to find cheap auto insurance online is to get quotes from as many companies as possible. You can do this easily through different websites that will allow you to compare quotes from separate companies at the same time, or you can go to the websites of different companies and get separate quotes. Just be sure that you’re comparing like for like – that is, be sure that when you’re comparing premiums, you’re looking at plans that have similar deductibles and coverage amounts.

Look for Discounts
Almost all auto insurance companies will give discounts of some sort to various customers. If you fit into any of the following categories, ask about a discount for your auto insurance:

Extra Automobile Features
Often, car insurance companies will give auto insurance discounts for safety features like automatic seatbelts and anti-lock brakes, and they may also give full coverage discounts for security features like built-in alarm systems.
Good Driver
If you’re looking for cheap auto insurance online, check to see if the company you’re looking at gives discounts for a clean driving record. For the most part, companies will only look at your accident and ticket record for the past three years, but sometimes they will check out your five year record. If you’ had a clean record for this amount of time, you may be able to save a substantial amount of money on your car insurance premium.
Multiple Policies
If you have your homeowner’s or renter’s insurance with a particular company, check to see if they’d offer you discounted car insurance. Also, if you insure more than one car with the same company, you may be able to get a discounted rate on one or both cars. Either way, it will save you money.

Find Cheap Auto Insurance Online
Between the money you’ll save by shopping around for car insurance and the money you’ll save by finding good discounts, you can definitely find really cheap auto insurance online. Just be sure that you use both techniques at once. Otherwise, you may not realize that one company’s discounted rate is the exact same as another company’s regular rate, and you may end up still spending more money than you need to.

Thrivent Financial Bank $50 Checking Bonus

Mode — Tue, 29 Dec 2009 17:51:50 +0000

Thrivent Financial Bank is giving you a $50 bonus when you open a new Thrivent Rewards Checking account. All you have to do is simply open an account by 12/31/09.

Here are a few benefits of opening a Thrivent Rewards Checking account:

Free unlimited online bill-pays per month.
Free access to all of your financial accounts online through one easy-to-use tool – FinanceWorks.
Free automatic transfers.

The promotion is available nationwide, just call 800-688-6031 and mention Checking1109. Click Here for the promo page.

Union Bank $200 Checking Bonus

Mode — Mon, 28 Dec 2009 22:25:23 +0000

Here’s to economic recovery! Union Bank has a $200 checking bonus when you open a new Signature Banking checking account. The account must be opened by 01/31/2010.

Establish 2 of the following services, and you’re on your way to an extra $200:

3 Online bill payments
Monthly direct deposits
5 debit card purchases

You can call, 800-818-6060, or visit a Local Branch to open an account. Click Here for the promo page.

National City $300 Checking Bonus

Mode — Wed, 16 Dec 2009 17:03:41 +0000

National City has extended their $300 checking bonus to 12/19/09. This same deal was posted back in November, but is now updated with a new look and new expiration date.

The requirements are the same:

Get your first $100:
Establish a monthly direct deposit of at least $400 and having 10 check card purchases in the first 60 days of the account.
Get your second $100:
In addition to maintaining your direct deposit, complete an additional 25 check card purchases by 3/31/2010.
Get your third $100:
Maintain your monthly direct deposit and complete an additional 25 Check Card purchases by 5/31/2010.

Since you have to open the account at a Local Branch, the promotion is only available to residents of FL, IL, IN, KY, MI, MO, OH, PA and WI. This promotion is not advertised on their website, however, you can view the ad Here or call (888) 622-4932 for more ionformation.

Alliant Credit Union 2.00% 12 month CD

Mode — Mon, 14 Dec 2009 21:39:17 +0000

Alliant Credit Union has their 12 month regular CD at 2.00% APY for all amounts up to $24,999.99; the minimum balance required for this account is $1,000. This rate is accurate as of 12/04/2009, and at the rate these CD’s keep changing, it’s best to act fast. Their 12-month to 48-month CDs are all very competitive.

You can check out the rest of their rates Here. Below are a few things to note:

If you’re thinking about opening an account, you can open one by phone, at a branch, by mail and via online banking.
In order to open a CD, you must be a member with a minimum $5 balance in the savings account.
You may withdraw the dividends earned on the Certificate without incurring a penalty.
There is a 10 day grace period at maturity.

Alliant Credit Union also has another deal going on for all checking account holders. When you sign up to use Online Bill Pay, which is free, you’re automatically entered to win either $1,000, $500 or $250. The more bills you pay, the more chances you have to win. The winners will be randomly selected on 1/15/2010. You can learn more about this promotion Here.

ING Direct 2.00% 12 month CD

Mode — Sat, 12 Dec 2009 18:12:24 +0000

Recently, we mentioned that Ally Bank was at the height of all 12 month CD’s in the market of major banks. Well ING Direct has raised its 12 month CD from 1.75% to 2.00% APY. Nice!

The only question is: how long will this rate last? Well that’s up to ING. For now, all serious depositors should rush to ING Direct and get their hands on this bad boy. This raise went into effect 12/11/2009. Here’s their latest rates:

Click Here to open an account.

Discover 5% Cash Back

Mode — Fri, 11 Dec 2009 16:48:20 +0000

Discover’s got their 5% cashback deal nicely laid out for the next 9 months. This month, you can earn 5% cashback on all grocery store, restaurant and movie purchases. From January to March, you can earn 5% cashback on all travel purchases.

To earn the extra cashback, you’ll have to sign up for each period. Right now, the signup for December is open as well as the signup for the January-March period.

Interested? Click Here to see all cashback bonuses for the next 9 months.

Ally Bank 1.89% 12 month CD

Mode — Thu, 10 Dec 2009 16:48:51 +0000

Ally Bank is still sitting at on top of the 12-month CD market, in regards to the popular banks we are all well aware of. Their 12 month CD has a 1.89% APY with no minimum deposit required.

Ally Bank is popular for not requiring a minimum deposit. Another key point is the only fee they’ll charge is when you withdraw your money before the term ends. Opening an account is pretty straightforward and easy to use.

Here’s their rate comparison chart:

The rates shown are only based on California. If you’d like to learn more about Ally Bank, Click Here.

PerkStreet Financial $100 Checking Bonus

Mode — Thu, 03 Dec 2009 19:39:45 +0000

Here’s an update to one of the easiest bank deals in all of bank bonuses history. PerkStreet Financial has increased their $50 checking bonus to $100! The only reason this is such a big deal is because the requirement is simply open an account and Voila! $50 bucks in your pocket. But now, it’s a whopping $100 in your pocket!

As mentioned, it’s as simple as spending money. You just open a free checking account with a minimum deposit of $25. Then, just leave it open for 3 months, and you’ve got yourself a hundred bucks.

The promotion is set to expire 12/31/09. Click Here to access the promo page.

Zecco Forex $100 Account Bonus

Mode — Wed, 02 Dec 2009 16:30:02 +0000

Zecco Forex is offering a $100 cash bonus when you open and fund a new online trading account. You have to open the account and perform a few requirements by 12/18/09.

Here’s what you do:

Open an online trading account with Zecco Forex
Make your deposit before 12/18/2009 5pm (ET)
Make 3 round-trip trades before 12/18/2009 5pm (ET)
Collect your $100 bonus!

A round-trip trade is defined as both the purchase and sale of either 1 or more standard, mini, or metal lots.

Here’s the bonus layout:

You can access the promo page at This Link. Happy Trading!

GreenBank $100 Checking Bonus

Mode — Tue, 01 Dec 2009 15:13:46 +0000

Thanks to Charles for the heads up on this deal.

GreenBank is offering a $100 bonus when you open a new checking account. The deal is fairly easty to obtain. Just follow a few steps listed below:

Complete the registration form, which can be Found Here, and click submit.
Open a new checking account within 60 days of your registration. You can visit a Local Branch or Apply Online.
Complete the program requirements for your account:
-Personal Checking: Two direct deposit transactions of at least $100 each within 60 days of account opening
-Business Checking: One Business Check Card purchase and one online BillPay of at least $100 within 45 days of account opening
Once your have opened a new checking account and completed all program requirements, you will receive a certificate valid for a $100 Visa Gift Card.

Below are a few fine print details:

This offer is available to new customers who currently don’t have a checking account at GreenBank.
All registrations must match name and address provided to GreenBank at the time of account opening.
Please allow up to 4-6 weeks for receipt of your gift after completing program requirements.
Closing an account prior to completing program requirements will result in disqualification.

To read more about this bonus and register, Click Here.

Citizens Bank $100 Checking Bonus

Mode — Mon, 30 Nov 2009 16:44:11 +0000

Citizens Bank has a holiday special that gets you an extra $100 in your pocket. To get started, open a qualifying checking account by 12/15/09.

Here’s how to get your bonus:

$50 for setting up direct deposit of $50 or more
$25 for making 5 online bill payments
$25 for making 5 signature-based debit card or credit card purchases

The requirements must be met by 12/31/09, and the bonus will be payed out by 2/27/2010. Click Here to access the promotion page.

ING Direct Black Friday Sale

Mode — Tue, 24 Nov 2009 17:55:18 +0000

Black Friday is now 3 days away and ING Direct has something up their sleeves for consumers that are looking to save.

They’re Black Friday Sale: Save ‘Til You Drop is posted and ready to be launched this Friday, 11/27. The guys over at MyBankTracker were tipped off on a few juicy details of what to expect out of this sale.

Here’s the information from MyBankTracker:

ING DIRECT will offer $683 off Easy Orange and Orange Mortgage closing costs for anyone who applies on Black Friday. Why $683? That’s what the average American will spend on gifts this holiday season, according to the National Retail Federation.
On Cyber Monday, November 30, ING DIRECT’s brokerage, ShareBuilder, will offer a 20% rebate on trades to help investors save money while they grow their investments.
The Orange CD special will be announced Here on Black Friday.
The Electric Orange checking account special will be announced Here on Black Friday.

All of this will be officially released at This Link 3 days from now, 11/27.

AMEX $100 Gift Card For $50

Mode — Mon, 23 Nov 2009 18:21:11 +0000

Feel like you want to spend $100 but you only have $50 in you wallet? Well you’ve come to the right place! Tomorrow, 11/24, you can purchase a $100 American Express Gift Card for only 50 bucks!

Get your clicks ready for this one at midnight tonite, they’re only going to be offering 75 of these bad boys. Click Here!

Chase $100 Business Checking Bonus

Mode — Sat, 21 Nov 2009 16:33:29 +0000

Chase is offering a $100 bonus when you open a Chase Business checking account. The requirements for this deal are pretty similar to they’re regular checking account bonus.

The promotion is set to expire 12/31/09. Here’s what you do to get your bonus:

Go Here and enter your email.
Print out the e-mail you receive.
Bring it to your nearest Chase Branch.
Open a new qualifying business checking account with a deposit of $500 or more.

In order to avoid account fees, you’ll have to complete one of the following requirements:

Have 5 or more debit card purchases posted to your checking account each statement period .
Link the checking account to a Chase Business Credit Card that is not delinquent, closed, charged off, or revoked and as long as the card balance exceeds $0 at least once during the current checking account statement cycle.
Link the checking account to a Chase Premier Checking or Chase Premier Platinum Checking personal checking account.
Maintain a monthly average balance of $4,000 to $7,500 (depending on region) in the checking account.

Click Here to visit the promotion page.

Discover On-The-Go

Mode — Thu, 19 Nov 2009 17:29:05 +0000

For those of you that haven’t heard yet, Discover launched their newly released iPhone/iPod Touch app yesterday. This is great news for Discover customers; they’re probably thinking, “Finally!”

Well here’s how to get started:

Go to m.discover.com from your mobile browser.
Log in with your Discover.com User ID and Password.
Voila! You’ve got yourself Discover on-the-go.

Now you have no excuse for overspending this holiday season! Below are the benefits of this app:

You can make payments
You can see recent transactions and payment history
And you can track your rewards and sign up for programs

Click Here to learn more about Discover’s new app.

Bank of America $100 Checking Bonus – Extended

Mode — Wed, 18 Nov 2009 17:16:27 +0000

Bank of America has updated their popular $100 checking bonus. They have extended the 11/30 deadline to 1/31/2010. As most of their bonuses, the setup is pretty similar and the bonus is fairly simple to obtain.

Here’s how it works:

This offer is available only to new customers who open a qualifying personal checking account with a minimum balance of $500
The new checking account must be open for at least 30 days
You must make a minimum of one transaction with the newly assigned check card

To get the bonus, use the offer code AOU261109 at the time of account opening.
Click Here to read more about this bonus.

PNC Bank $100 Virtual Wallet Bonus

Mode — Wed, 18 Nov 2009 16:28:26 +0000

PNC’s Virtual Wallet has been highlighted by a $75 bonus, but now they’ve raised the stakes and offering a $100 bonus. Just open a new PNC Virtual Wallet account and setup direct deposit, you’ll be on your way to a $100 bonus payout. The payout of $100 will be credited to the eligible account within 30 days of the first Direct Deposit, which must occur within 60 days of account opening. The minimum amount of any single Direct Deposit must be at least $400.

The account is actually a great money management tool, so if you’re opening a new account you may find this investment pretty useful.

This promotion is available to residents of DC, DE, IN, KY, MD, NJ, OH, PA, and VA. Click Here to access the promo page.

National City $300 Checking Bonus

Mode — Tue, 17 Nov 2009 16:23:45 +0000

National City is offering a whopping $300 when you open a new checking account and perform a few tasks. For starters, you’ll nee to have a National City branch near you, because this deal is only offered at their branches. The ad for this promotion can be found Here as well as an article by The Chicago Business that was written in regards of this bonus. Seems like a $300 bank bonus is hard to come by these days, especially since there’s so much commotion going on in the banking world.

Here’s a few details about the deal:

Get your first $100:
Establish a monthly direct deposit of at least $400 and having 10 check card purchases in the first 60 days of the account.
Get your second $100:
In addition to maintaining your direct deposit, complete an additional 25 check card purchases by 3/31/2010.
Get your third $100:
Maintain your monthly direct deposit and complete an additional 25 Check Card purchases by 5/31/2010.

The requirements are pretty futuristic, but it’s well worth the work. Since the promotion isn’t mentioned on their Website, you can call for more information at (888) 622-4932.

Chase $15 Chase Online For Business Bonus

Mode — Sat, 14 Nov 2009 20:17:51 +0000

Here’s a great deal for Chase Business customers! It’s pretty simple. All you have to do is enroll your Chase business account in Chase Online and get a small $15 bonus. We could all use a little extra cash these days!

Here’s what you do:

Go to This Link and click on the “Enroll Now and Redeem Bonus” button.
Sign into your account and select your eligible account.
Then click Confirm.

It’s very simple, and well-worth the “hassle.” If you’re interested in investing 5 minutes to get $15, Click Here.

BBVA Compass iPod Touch Checking Bonus

Mode — Thu, 12 Nov 2009 18:53:24 +0000

BBVA is giving you an iPod Touch when you open a brand new Build-to-Order checking account. The account must be opened by 12/15/09 with a minimum opening deposit of $100.

Here’s how to get the deal:

Register Here to receive a claim code.
Open a new Build-to-Order checking account by December 15, 2009 and have your paycheck automatically deposited within 6 weeks.
Once your account is open, enter your claim code and account number Here to receive your iPod touch.

Here’s a few fine print details:

At 6 months your account will be verified again to confirm you are still meeting the payroll direct deposit requirement. If not, BBVA Compass will debit $180 from your checking account.
You must pay for shipping and handling of the iPod touch.
This offer is available only while supplies last, cannot be combined with any other special offer, and does not apply to anyone who already has a BBVA Compass checking account.
Limit one iPod touch per household.

This is a pretty good deal if you were already considering opening an account with BBVA Compass. If you’re interested in this deal, Click Here to read more.

Harris Bank $150 Interest Checking Bonus

Mode — Wed, 11 Nov 2009 17:16:05 +0000

Harris Bank has a promotion that gives you an extra $150 cash bonus. The deal expires 11/30/09.

Here’s how it works:

Open an interest checking account with a minimum opening deposit of $100.
Setup a monthly direct deposit within 90 days of account opening or make at least five online bill payment transactions within 60 days of account opening.
Open a Harris Savings Account and activate the AutoSave feature.

Here are a few fine print details:

$100 cash will be deposited into your new Harris personal Interest-Checking Account approximately 120 days after account opening
$50 will be deposited into your savings account after Auto Save feature is activated
No maintenance or transaction fees for account holders with a combined total of $20,000 or more in any qualifying Harris deposit accounts

To learn more about this deal, Click Here to access the promo page.

Discover $25 Savings Bonus

Mode — Tue, 10 Nov 2009 18:30:48 +0000

Discover Bank’s famous $25 bonus is back with a new look. Now, you can open any account by January 31, 2010 and you’ll be rewarded with a $25 bonus.

You can open either a Money Market Account, Online Saving Account, CD or IRA CD. A few find print details are listed below:

To receive the cash offer, the offer code listed above must be used when applying
A minimum deposit of $2,500 in new funds must be received within 30 days of submitting an application and must remain on the account for 90 days to remain eligible for the cash offer.
The offer will be applied to your Discover Bank account 90 days after new funds have been received

The offer code D120219 needs to be entered at This Link. Once you access this page, you can read all of the details about this promotion.

SmartyPig 2.01% Savings Account

Mode — Mon, 09 Nov 2009 19:22:31 +0000

SmartyPig has a great savings account with a 2.01% APY rate. If you’re putting money away for a special something or for nothing in particular, then you might as well put it some place where you’ll make a profit. That’s just what SmartyPig is for!

Here’s basically how it works:

What are you saving for? It can range from a vacation getaway all the way to saving just to save
Define your goal. You’re goal can range from 2 years to 6 months. It all depends on how long until you make your purchase.
Deposit Your Monthly Payments. SmartyPig automatically calculates how much you should save a month to reach your goal.
Reach Your Goal! Once you’ve reached your goal, you’re given three options to obtain your total savings.

It’s extremely east to use and very beneficial. The best part about this is that you earn 2.01% APY. This could be very useful with the holiday seasons around the corner.

Interested? Click Here to get details about how it works and how to sign up. Good Luck!

Chase Freedom Credit Card $100 Bonus

Mode — Fri, 06 Nov 2009 21:30:22 +0000

Just wanted to remind anyone looking for a good cashback credit card, you can get started with a $100 bonus when you apply for a new Chase Freedom cashback credit card. This promotion is pretty simple.

You simply make qualifying transactions totaling $500 or more during the first 3 months from account opening. Qualifying transactions include purchases, balance transfers, and any checks that are used to access your account.

Once you have met this requirement, allow for 6-8 weeks until the bonus has been credited to your account. This offer is only available for new cardmembers.

Click Here to access more information about this deal.

Bank of the West $100 Checking Bonus

Mode — Thu, 05 Nov 2009 15:54:00 +0000

Bank of the West is offering their famous $100 bonus again when you open any new checking account. The checking account must be opened by 12/11/09, and can be opened online or at a local branch for California, Colorado or Nevada residents.

Below are details from the Bonus Page:

Open any new personal checking account, and either establish one monthly recurring direct deposit of at least $250 to your new account or pay 10 bills online and receive a $100 bonus.
The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date.
The 10 bill payments must occur within 60 calendar days of your account opening date.
Bonus will be credited to your account within 60 days after satisfaction of conditions.
Offer valid for a new personal checking account opened from 11/2/09–12/11/09.

Click Here for more details about this promotion.