You can expect to see a reduction in the minimum balance required on their top checking account and a reduction in some fees for their basic accounts.

According to Bloomberg, “Clients with Citigold accounts can avoid monthly fees if they keep $50,000 in combined balances at Citigroup starting Nov. 1..Citigroup also plans to eliminate fees for some account holders at the basic account level.”

Hopefully, once this is in place, we can see a change in bank fees from Chase, Bank of America and even Wells Fargo.

Here are a few details:

• •Open a checking account with offer code CHC220OL using the online application
• •Establish Direct Deposit within 3 months and receive $100 in statement credit to your credit card account
• •Pay your Bank of America credit card online from your new checking account and earn a $20 credit card statement credit – every month for up to 6 months

This offer is set to expire 12/4/2010. Your statement credit(s) will be applied to your credit card account within 60 days after the date of each qualifying transaction. Also note that this is only available to existing Bank of America credit card customers whose accounts are open and in good standing who do not currently have a personal checking account.

Click Here for the promo page.

The promotion is set to expire 09/30/10. Here’s what you do to get your bonus:

1. Go Here and enter your email.
2. Print out the e-mail you receive.
3. Bring it to your nearest Chase Branch.
4. Open a new qualifying business checking account with a deposit of $1000 or more.

In order to avoid account fees, you’ll have to complete one of the following requirements:

• Have 5 or more debit card purchases posted to your checking account each statement period.
• Link the checking account to a Chase Business Credit Card that is not delinquent, closed, charged off, or revoked and as long as the card balance exceeds $0 at least once during the current checking account statement cycle.
• Link the checking account to a Chase Premier Checking or Chase Premier Platinum Checking personal checking account.
• Maintain a monthly average balance of $4,000 to $7,500 (depending on region) in the checking account.

Click Here to visit the promotion page.

Here’s how to get this deal in 2 steps:

• To qualify for one of the cash rewards, you must open an interest checking account in the Citigold or Citibank Account relationship package by 12/31/2010.
• Within 30 calendar days of account opening, you must deposit and maintain an average daily balance of $1,000 for 30 calendar days.

Click Here for the promotion page of this deal.

Here are a few account perks you’ll also get:

• Free global ATM usage for select accounts.
• Free Online Banking and Bill Pay.
• Free PNC Bank Visa Check Card.
• Free Banking Rewards Program, PNC points.
• PNC Security Assurance includes an array of products, services and account features.

This offer is only available to new PNC customers. The new personal checking account must be opened via online application before September 30.

You must make the ten check card purchases within 60 days of the account opening and your account must remain open to get the $100 credited to your account.

Offer only available to residents of DC, DE, FL, IL, IN, KY, MD, MI, MO, NJ, OH, PA, VA and WI. The deal may be extended, modified or discontinued at any time and may vary by market.

Click Here for the promo page.

• Sign up for direct deposit.
• Use the Visa Check Chard twice.

The deal is set to expire 9/30/2010. Below is a copy of the offer’s small print:

Direct deposit transactions include payroll, Social Security, pension, and government benefits. Qualifying debit card transactions must be signature-based. Limit one iPod touch® per household. Bank employees and their families are not eligible. The value will be reported on a Form 1099. This promotion applies only to new checking accounts. Must redeem before September 30, 2010. The Bank may discontinue this offer at any time without notice.

The bank also offers the e-Checking and e-Savings accounts that pay 5.00% APY. However, this rate only applies to balances up to $1,000. Balances over that only earn 0.50%.

A branch visit appears to be required to open accounts. Branches are located in the New York cities of Catskill, Cairo, Ghent, West Coxsackie, Hudson, Greenville, Ravena, Tannersville and Westerlo. Click Here for promotion details.

Here are the details that are listed on the promotion page:

• Offer valid until 8/14/10.
• $200 just for making the move — open a regular account in the Citibank checking package and perform the qualifying activities. If you open a regular checking account in a Citigold Account Package, you can get the full $400.
• You will also be eligible for preferred customer pricing when you have Citi mortgage and Citi credit card balances, which can help waive monthly fees on your linked checking account.
• With Citibank Online, Citi Mobile and 28,000 fee-free ATMs, you can bank whenever and wherever you please. These options make it easier to transfer funds between funds and make payments.
• Citi ThankYou Rewards allow you to redeem rewards for everyday banking activities.

Click Here for more details regarding Citibank’s deal.

Below are the details:

• Offer valid until 8/14/10.
• To qualify for the bonus you must open a new Chase Checking^SM account with a $100 minimum deposit of new money
• Within 60 days of account opening you must initiate a monthly direct deposit which includes payroll, pension, Social Security or other government benefits
• OR make five debit card purchases.
• The bonus will be automatically deposited into your new account within 10 business days after the initial direct deposit or five debit card purchases have posted to your account.

Click Here to access the promotion page. You can either open an account online, or have a coupon emailed to you and open an account at a Local Branch.

Beginning 1/1/10 through 12/31/10, you will automatically receive one entry into a sweepstakes daily random drawing and into the Grand Prize random drawing each time you use your Discover Card to make a purchase or take a cash advance, either by using a check, an ATM, or at a financial institution, a casino or online.

During the Sweepstakes Period, there will be specific months that highlight a Featured Category. During those months, when you make a qualifying purchase/transaction in a Featured Category, you will receive an additional 4 Bonus Entries for each qualifying purchase/transaction.

To learn more about this promotion, Click Here. Good luck to all Discover cardholders!

To win, all you need to do is use your Lake City Bank debit card for dining, shopping or any typical purchase and indicate that you would prefer to sign rather than using your PIN number. Every time you sign, you will be entered to win.

You must be at least 18 years old to enter, the rest of the official rules can be Found Here.

Click Here for the promotional page.

In order to get this deal, you just need to sign up for an eSave account. The minimum opening deposit required is $0, and the online process to open an account takes about five minutes.

The eSave Account Package comes with eSave Checking and eSave Savings accounts. The bundle comes with all the accoutrements: Free online banking, text and E-mail alerts, free bill pay, a check card and free mobile banking. Sounds like a great deal! Click Here for the promo page.

An additional perk is if you open an account online, you’ll get an extra $25 deposited into your new account. In order to qualify for any of these offers, you’ll have to enter “KCoffer” in the promo code field on the acount opening form.

Click Here for the bonus page.

The Discover More Card is considered to be one of the best reward cards available. It pays up to 5% Cash Back on purchases in certain categories.

This card also offers a 12 month 0% balance transfer, 0% APR on purchases for six months, and no annual fee.

Click Here to apply for your Discover More Card!

BB&T is offering a $100 bonus when you open a new checking account. The bonus is only for residents of Alabama, Florida, Georgia, Indiana, Kentucky, Maryland, North Carolina, South Carolina, Tennessee, Virginia, Washington, D.C., and West Virginia.

Below are a few simple steps to obtain the bonus:

• Open a BB&T Checking Account
• Set up direct deposit or make 3 online bill payments
• Receive your bonus

Below are some fine print details from the Promotion Page:

• Available to new clients that open a new personal checking account by 6/06/10.
• Offer is limited to one incentive per household, and does not apply to second or multiple personal accounts
• The $100 account opening incentive will be deposited directly to your account within 4 weeks of meeting the above requirements

Click Here to read more about this bonus.

Here are 3 steps to open your account:

1. Open your new MyAccess Checking account online with offer code CH75OL1.
2. Fund your new account with $125 within 30 days.
3. Receive your $75 within 90 days of account opening.

Here are some fine print details:

• This is a special offer to existing Bank of America credit card customers and only valid only for new MyAccess Checking® accounts.
• Limit one $75 incentive per household every 6 months.
• You must make all requirementswithin 30 days in order to qualify for this offer.

Click Here for the promo page.

In order to fund the card, you have to fund it with an American Express card. There is a monthly fee of $3.95, but it is waived until 10/1/10.

Here is the promo page.

In order to be eligible for the prize, you have to be a legal resident of CT, LA, NJ, NY, or TX and at least 18 years of age. Each winner also has the choice of getting a $5,000 instead of the miles.

Each potential will be notified by phone, e-mail and/or mail. Click Here for the promo page.

South Shore Savings Bank is offering a $200 bonus when you open a rewards checking account with direct deposit. The minimum opening deposit is $10.

The deal is only available to accounts opened with a Massachusetts address; branches are located in Braintree, East Bridgewater, Norwell, Pembroke, Plymouth, Quincy, Stoughton, and Weymouth.

No minimum balance is required and no monthly fees are assessed. Click Here for the promotion page. They also have a $100 & $50 bonus for opening a relationship checking and free checking, respectively.

Here are a few benefits of opening a Thrivent Rewards Checking account:

• Free unlimited online bill-pays per month.
• Free access to all of your financial accounts online through one easy-to-use tool – FinanceWorks.
• Free automatic transfers.

The promotion is available nationwide, just call 800-688-6031 .Click Here for the promo page.

Even more, this account comes with a 1.25% APY and no minimum balance is required.  To qualify for the deal, you must keep your account open for 90 days.

Click Here to learn more about this deal.

Below are a few details about the bonus:

• Minimum deposit of $50 is required.
• Must set up an automatic, recurring direct deposit of income of at least $250 per month.
• Direct deposit must be established within the first 60 days of account opening.
• All accounts must remain open and active for a minimum of six months.

Click Here to read more about the $100 Flagstar Checking Bonus.

Here’s how it works, you have the option of opening either a Key Business Free Checking or a Key Business Reward Checking.  If you open a Key Business Free Checking account, then you will be eligible for $225 bonus.  If you open a Key Business Reward Checking, you’ll be eligible for the maximum bonus amount of $275.

You also have to enroll in either Online Banking or Key Business Online and complete two Bill Pay transactions by 10/1/10 to receive the bonus.  The  gift will be deposited into your account within 90 days of meeting requirements..

Click Here for the promotional page.

 To qualify for HSBC Premier, you need to open a Premier Checking account and maintain $100,000 in combined U.S. personal deposit and investment balances.  A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained.  You have up to 90 days after account opening to meet the full $100,000 balance requirement.

Qualified Premier Clients will be notified via mail within 90 days of account opening; notification will include instructions for redeeming gift.  Limit one gift per eligible new Premier relationship.  Any gift not chosen by December 31, 2010 will be forfeited.

Click Here for the promo page.

Well really every time you make a purchase with your Huntington Debit Card you’ll have the chance to win a $250 daily prize and a $10,000 grand prize. If you Register Now, you’ll be ready to go next time you use your card. Make your chances to win five times better by signing for your next purchase instead of using your PIN.  Good luck!
The sweepstakes ends 7/30/10 and if you don’t have a checking account, you can Sign Up Here.

Click Here for the promo page.

Below are a few fine print details:

•  $100 minimum opening deposit required to qualify for offer.
• Accounts opened online between 04/30/2010 and 05/31/2010 that establish a recurring payroll direct deposit by 06/30/2010 will receive $100 bonus.
• Bonus deposit will occur within 120 days of account opening in the checking account that receives the recurring payroll direct deposit.
• Account must be open at time of reward.

Click Here for the promo page.

Below are a few simple steps to obtain the bonus:

• Open a BB&T Checking Account
• Set up direct deposit or make 3 online bill payments
• Receive your bonus

Below are some fine print details from the Promotion Page:

• Available to new clients that open a new personal checking account by 6/06/10.
• Offer is limited to one incentive per household, and does not apply to second or multiple personal accounts
• The $100 account opening incentive will be deposited directly to your account within 4 weeks of meeting the above requirements

Click Here to read more about this bonus.

Here are the details:

1. Open a new personal checking account.
2. Establish a recurring monthly direct deposit. ($100)
3. Order your free Visa Check Card and make five qualifying purchases. ($25)
4. Make Online Bill Pay or direct debit transactions. ($25)
5. Open a Sandy Spring savings account and set up overdraft protection. ($25)
6. Leave your account open for a year. ($25)

For more details on this promo, Click Here.

Here’s how it works:

1. Open a new personal checking account.
2. Complete 10 signature debit card transactions.
3. Set up and receive $500 in direct deposits.
4. Enroll in Bill Pay.

 Complete all 4 steps above and earn $150.   You must open a new personal Free Checking account by 6/30/10 with a minimum of $50.  The bonuses will be credited to your NewAlliance personal checking account by 09/15/10.

Click Here for details!

Here’s how it works:

1. Open a qualifying checking account between April 26–June 30 (Worth $75)
2. Add one or all of the following services:
   •Comerica Web Bill Pay (Worth $75)
   •Comerica Check Card (Worth $75)
   •Direct Deposit ($75)
3. Register to start earning.

For more details, Click Here.  This offer is only available to new checking account customers only.  New checking accounts must remain open and active for at least 6 months and be in good standing at the time the bonus is paid.

To get your camcorder, simply open an account by 6/5/10 and use your Visa debit card for 8 qualifying purchases and make 2 payments with their Online Bill Pay program within 45 days of account opening.

Here are the fine print details:

Offer is available to new Checking Customers only. Commercial Checking, Private Tiered Checking and Health Savings Accounts not eligible. Checking account must be opened with greater than $100 between 4/25/10 and 6/5/10. Existing Checking Customers not eligible. Terms and Conditions may apply. Offer expires 6/5/10. Allow up to 6 weeks upon completing required purchases and payments for delivery of the Flip Ultra camcorder. The retail value of the Flip will be reported as interest income to the IRS in the form of a 1099-INT.

Click Here to visit the promo page.

Simply open any Investors checking account with a minimum monthly direct deposit of $300 and you’ll earn an extra $100.  To obtain the bonus, you must go into either of the two new branches and open a new checking account.  The branches are located at 1610 Main Ave & 10 Botany Village Sq East.

Below is a quick summary of the fine print:

$100 bonus is only for new Investors checking accounts with direct deposit. $100 bonus will be automatically credited into checking account in $25 increments at the end of each quarter. First credit will occur the first quarter following receipt of first direct deposit. Direct deposit must be entire paycheck or other recurring payment (such as social security or pension check) with a minimum $300. If account is closed within first 12 months, any bonus payment credited to the account will be forfeited and a $25 termination fee applied.

Click Here to access the promo page.

Follow these steps to get your $50 bonus:

1. “Fill out our easy online application using Offer Code GROUP50.”
2. “Set up a qualifying Direct Deposit into your new checking account within 60 days.”
3. “Receive your $50 bonus directly deposited to your new checking account within 90 days once qualifications are met.”

Here are a few fine print details:

• You will receive your $50 credit to your new account within 90 days after opening your new personal checking account online and setting up direct deposit within 60 days of account opening.
• Offer valid only for new MyAccess Checking® accounts.
• The minimum opening deposit required for a MyAccess checking account is $25.
• You must use the Offer Code GROUP50 in order to qualify for this offer.
• The $50.00 credit will be directly deposited to your new checking account.

Click Here to learn more about this deal.

Even more, this account comes with a 1.25% APY and no minimum balance is required.  To qualify for the deal, you must keep your account open for 90 days.

Click Here to learn more about this deal.

Ally Bank is popular for not requiring a minimum deposit. Another key point is the only fee they’ll charge is when you withdraw your money before the term ends. Opening an account is pretty straightforward and easy to use.

Here’s their latest rate comparison chart:

The rates shown are only based on California.  If you’d like to learn more about Ally Bank, Click Here.

Get your bonus in 3 easy steps:

1. Click on ‘Apply Now’ on the Promo Page.  Be sure to enter your reference code during the account opening process.
2. Activate your Electric Orange Debit MasterCard® and use it to make at least 3 signature-based purchases within 45 days of account opening.
3. Your $50 bonus will automatically be deposited into your account on day 50.

There is no deadline listed on the page, so its best to act fast if you’re in need of a checking account. Here’s the promo page.

A minimum deposit of $50 is required to open an account and the deal is only available to new customers.  If you have closed an account in the previous 12 months, then you aren’t eligible.

For those who already have a NBKC checking account, you can get a $50 gift card when you refer a friend.  Once they open their account, you receive your gift card.  Simply fill out This Form, and hand it out to a friend.  This is also only available until 4/24/10.

Click Here for the promo page.

There is no yearly limit on the amount of rebates that can be earned and rebates do not expire as long as the account is active within a 36-month period.  You also get a chance to earn double cash rebates at participating retailers and merchants through the Cashback Bonus award program.

Last but not least, you’ll save on interest rates with 0% APR on balance transfers and purchases for six months.  Nice?

Click Here to apply for your Discover More credit card.

The 3-month bonus rate is only available to first time Yield Pledge Money Market Account holders.  Free credit monitoring is also available for free for up to 6 months. 

Click Here for details about opening an Everbank Yield Pledge Money Market Account.

• Make one KeyBank Rewards debit card transaction
• Combination of two direct deposits and/or automated payments each of $100 or more by July 2, 2010.
• Open a checking account by by April 30, 2010.

Here are a few fine print details:

• Your gift will be deposited into this account within 90 days of meeting requirements.
• There is a $20 annual fee for the KeyBank Rewards program that will be waived for the first year.
• Qualifying debit card transactions include signature, MasterCard PayPass and PIN-based purchases.
•  If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.

Click Here to visit the promo page.

Below are the details:

• Offer valid until 4/30/10.
• To qualify for the bonus you must open a new Chase Checking^SM account with a $100 minimum deposit of new money
• Within 60 days of account opening you must initiate a monthly direct deposit which includes payroll, pension, Social Security or other government benefits
• OR make five debit card purchases.
• The bonus will be automatically deposited into your new account within 10 business days after the initial direct deposit or five debit card purchases have posted to your account.

Click Here to access the promotion page.  You can either open an account online, or have a coupon emailed to you and open an account at a Local Branch.

Here are 3 steps to open your account:

1. Open your new MyAccess Checking account online with offer code CH75OL1.
2. Fund your new account with $125 within 30 days.
3. Receive your $75 within 90 days of account opening.

Here are some fine print details:

• This is a special offer to existing Bank of America credit card customers and only valid only for new MyAccess Checking® accounts.
• Limit one $75 incentive per household every 6 months.
• You must make all requirements within 30 days in order to qualify for this offer.

Click Here for the promo page.

You  must keep your account open for a minimum of 6 months.  Once you open your account, the bonus will be applied to your account.

Click Here to visit the promo page.

Here are some details:

• You can use Market Order Trade credits to buy or sell stock or options at the current market price commission-free.
• Market Order Trade Credit can only be used on Market Order Types.
• Per contract fee still applies for options orders
• Credits must be used before their expiration date, 8/1/2010.

Here’s how to claim your free trades:

1. Sign in to your Sharebuilder.com account
2. Click on Accounts Overview tab – Promotions
3. Enter Promo code – HVC09NY

Keep a lookout for that email, and as always, Happy Trading

In order to qualify for the $25 deal, you must open a new account with a minimum opening deposit of $2500.  You also have to maintain this amount throughout the next 90 days and you’ll see a credit of $25 in your account.

They are also offering  a $15 bonus when you open a new account with a minimum opening deposit of $250.  The same goes for this deal, you’ll have to maintain this amount for the following 90 days.

This deal is available nationwide, by the way.  Click Here to get your $25/$15 bucks!

Here are a few details in order to qualify for the bonus:

• New EverBank customers only.
• You must have used the Online Bill Pay feature at least three times.
• You must notify EverBank of reason for dissatisfaction within 30 days of 3-month anniversary.
• “We’ll send you a check for $50.00 after we hear from you, as our way of saying “Thank You!” for giving us a try.”

Click Here if you want to give this checking account a whirl, or Click Here if you’re not 100% satisfied with you’re current account.

Here’s how it works:

• Open a new personal checking account with a minimum opening deposit of $100 and setup direct deposit.  This will earn you $50.
• Earn $5 every time you make an online bill payment.  This will earn you $20, that’s the max they’ll give you.

A few things to note:

• Branches are only in California.
• You must have a $500 minimum daily balance.
• You must set up/activate & utilize the services within the first two statement cycles from the date you open your account in order to qualify for the promotions.

Click Here to learn more about this promotion.

Here are some details about the 3% Cash Back deal:

You will be eligible for quarterly bonus rewards offers as long as (i) your account is not in default under, and/or you have not violated, the terms of your Cardmember Agreement and Rewards Program Rules and Regulations at the time accounts are selected for the promotional offers, and (ii) your statements are sent to a US address. Quarterly enrollment required.

Sound Enticing? Apply Now for the Chase Freedom credit card.

Below are a few fine print details:

• To qualify for your $50 bonus, you must open and fund a new personal Wells Fargo checking account with a minimum opening deposit of $100 by 5/31/2010.
• You will receive the $50 bonus within 30–45 days of account opening.
• Must bring coupon into a participating store to redeem.

Interested?  Click Here to learn more about this promo.

Here’s how it works:

1. Open an interest checking account with a minimum opening deposit of $100.
2. Setup a monthly direct deposit within 90 days of account opening or make at least five online bill payment transactions within 60 days of account opening.
3. Open a Harris Savings Account and activate the AutoSave feature.

Here are a few fine print details:

• $100 cash will be deposited into your new Harris personal Interest-Checking Account approximately 120 days after account opening
• $50 will be deposited into your savings account after Auto Save feature is activated
• No maintenance or transaction fees for account holders with a combined total of $20,000 or more in any qualifying Harris deposit accounts

To learn more about this deal, Click Here to access the promo page.

Below are a few details regarding the bonus:

• Customer must open a regular checking account in a Citibank Account, Citibank Everything Counts or Citigold® account relationship package by 03/31/2010 and deposit a minimum of $1000.
• Offer is not valid for existing Citibank checking customers.
• $100 will be deposited to your Citibank checking account within 120 days from the end of the statement period in which you met the qualifying requirements.

Click Here to read more about the Citibank $100 Checking Account Bonus.